Your Details
Category A/B (simplified). Use gross figures before tax/NI.
Category F/G (simplified). Use profit/income figure accepted by HO.
Only the amount above £16,000 counts, divided by 2.5 years.
Result
Required income
£29,000
Counted income (incl. savings)
£0
Shortfall
£29,000
You may be under the threshold
Consider whether more specified income can be counted, or whether additional cash savings are available to bridge the gap.
Savings-only thresholds (for reference): Current MIR £88,500; Legacy base £62,500.
This tool is for guidance only and doesn’t account for every Appendix FM nuance (e.g. precise categories, evidential rules, or mixed income timing). Always get tailored advice.
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